Health Insurance
CARE Nevada partners with Nevada Health Link helping residents of Nevada find affordable health insurance. Our program can positively influence and affect thousands of minorities in Nevada by helping them get insured and getting control of their health.
We can help you get health insurance!
The Affordable Care Act (ACA)
A law passed by the U.S. government in 2010!
- Aims to lower cost of health care
- Requires all Americans to have insurance by 2014
- Applies a tax penalty (a fine) for those without coverage
- Aims to improve the health of individuals
Nevada Health Link
- NHL is Nevada’s official Health Insurance
Exchange - Help residents of Nevada find affordable health insurance
- Online marketplace to shop for and compare plans
- Enroll residents of Nevada in quality, incomebased plans
How It Works
-
Individuals & Families
1. Fill out an application with us, we will enroll in the Nevada Health Link.
2. Find out if you qualify for financial help.
3. See a list of different plan options from different insurance carriers.
4. Compare your options.
5. Choose the plan that’s right for you.
Health Insurance Plans
• Variety of plans for you to compare
• Choose a plan that fits your needs
• Financial help and subsidies
• All information in clear language, so there’s no guessworkPlan Categories
• With the bronze plan, you pay a lower monthly premium and more when you receive care.
• With the gold plan, you pay a higher monthly premium and less when you receive care. -
Employers
1. Enter business information and employee census on NevadaHealthLink.com
2. Examine plan options
3. Decide which plans to offer employees and your contribution
4. Decide if you want to cover dependents
5. Employees go to NevadaHealthLink.com and select a plan from your choices
6. One easy to read bill no matter how many different plans your employees choosePlan Categories
• AV (actuarial value) is the average cost paid by the insurance company
• Deductible is the amount you pay before benefits apply
• All plans are certified by the Nevada Division of Insurance before they’re offered on NevadaHealthLink.comWhat's Covered
Purchasing Models
• Pick the purchasing model that’s best for your business
• Offer as many plan options as you want
• Network purchase model
• Open shop model
• Metal tier modelEmployee Participation
• Employees will choose only from plans the employer selected in purchasing model
• Nevada Health Link will send email notifications to employees when it’s time to enroll
• We will also send reminder emails during open enrollment and renewal times
Become a Sponsor
Help us in our mission to help others learn how to be part of the health care benefits in our State.
C.A.R.E. is a 501(c)(3) organization dedicated to educating Nevadans about the Affordable Care Act's consumer and patient protections that are already benefiting millions of Americans.
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